ABOUT US
We believe in building trust by being ethical and by communicating clearly with full transparency.
Rating
Partner
Innovation
Trust
Financed
Presence
across India




A Legacy of Passion and Innovation Inspired by You, since 1990.
Founded in 1990, Electronica Finance Limited (EFL) emerged from the SRP Electronica Group, which began as a manufacturing company led by first-generation technocrats. Their hands-on experience in building a business revealed the financial challenges faced by typical SMEs. This insight led to a pioneering initiative—financing machine purchases—leveraging the group’s deep understanding of manufacturing and machinery.
Over the years, EFL introduced innovative offerings such as doorstep finance and assessment-based lending, gradually expanding to finance machines across various industries. Its ground-breaking services and strong last-mile reach earned a long-standing partnership with SIDBI, now spanning over 15 years.
Today, EFL is an RBI-registered NBFC with 30+ years of expertise, offering machinery loans, business loans, rooftop solar loans, loans against property and more. With 200+ offices across India, 50,000+ customers, and an AUM exceeding INR 5,000 crore, EFL continues to empower MSMEs with fast, reliable financial solutions.
Our Vision & Mission
Trust, Integrity, Transparency and Excellence are at the core foundation of Electronica Finance Ltd. With its vision of “To be the most trusted NBFC, impacting society and transforming lives through technology.” EFL is perfectly poised to successfully continue on this journey of passion and progress.
Our Vision 🔭
◉ To be the most trusted NBFC, impacting society and transforming lives through technology.
Our Mission 🚀
◉ We are committed to achieving ‘Business Excellence' by becoming a ‘Benchmark' through 'Best in Class' services.
◉ To be a Globally Trusted Financial Partner for MSMEs, with a DNA of 'Customer First'.


Finance available at the fingertips of MSME's
Electronica Finance Limited today continues to be shaped by its experiences and philosophy of customer centricity, innovation and transparency. This is also the genesis of new business verticals like micro enterprise financing, which aims at providing much-needed funds to businesses across the trading and service industry.
Board Of Directors

SHILPA POPHALE
MD & CEO

SMITA SANDHANE
INDEPENDENT DIRECTOR

SUJIT NATEKAR
NON-EXECUTIVE DIRECTOR

SANDHYA VASUDEVAN
INDEPENDENT DIRECTOR

AMEYA BIJOOR
NOMINEE DIRECTOR

STEWART LANGDON
NOMINEE DIRECTOR

ANURAG AGRAWAL
NOMINEE DIRECTOR

UDAY CHITALE
INDEPENDENT DIRECTOR

UMA MANDAVGANE
INDEPENDENT DIRECTOR
Leadership Team

VIPIN MAHESHWARI
CHIEF FINANCIAL OFFICER

ASHUTOSH PUNTAMBEKAR
CHIEF OPERATING OFFICER

ASHWINI KUMAR
CHIEF HUMAN RESOURCES OFFICER

SUHAS GORE
HEAD - CREDIT MACHINERY FINANCE

AMIT GADRE
HEAD - OPERATIONS

MARUL KAPOOR
BUSINESS HEAD - MACHINE & SOLAR FINANCE

PANKAJ BHARATE
HEAD - RETAIL SALES

ANIRUDHA JOGLEKAR
HEAD - CREDIT - RETAIL

VALLABH GHATE
COMPANY SECRETARY & CHIEF COMPLIANCE OFFICER

VIJAY WANJALE
CHIEF INFORMATION SECURITY OFFICER
Our Milestones
Our Partners & Investors
Explore the Partners and Investors of Electronica Finance Limited along with other important details.
Join Our Team & Bring Your Dreams to Reality.
Join us to experience FinTech revolution happening in India & give shape to your ideas and execution capabilities.


Scan QR code to download EFL Mobile App
Click to Download our Mobile Apps
Toll Free Number:
1800 - 209 - 9718
Monday - Friday | 9.30 AM - 6.00 PM
Landline number :
020 - 67290700
Monday - Friday | 9.30 AM - 6.00 PM
Email Us:
customerfirst@efl.co.in
Drop an email for customer support
⚠️Fraud Disclaimer:
Electronica Finance cautions customers to stay alert against fraudulent activities. We communicate only through our official channels and never request upfront payments, confidential banking details, OTPs, or security information for loan processing. Customers should verify the identity of anyone claiming to represent Electronica Finance and avoid responding to suspicious calls, messages, or websites. Electronica Finance is not liable for any loss resulting from dealings with unauthorized individuals or fraudulent communications. Report any suspected fraud to our customer support immediately.
📍Registered Office:
Electronica Finance Limited. Audumbar, 101/1, Erandwane, Dr. Ketkar Road, Pune, Maharashtra, India - 411 004
Corporate Identity Number (CIN) – U74110PN1990PLC057017
📌NOTE: Open from 9:30 AM to 6:30 PM on all days, except on 2nd and 3rd Saturdays, Sundays, and other company-declared holidays.