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Anand Dharmadhikari is heading the Secured Business funding vertical in Electronica Finance Ltd. Anand is responsible for providing strategic direction to the businesses like Loan against property, working capital funding to MSME/SME , LRD & Education loans .

Anand has rich and diverse experience in lending side having worked in Banking and finance for more than 20 years, he has handled multiple roles and geographies in this space. Before joining EFL, Anand worked for 17 years at ICICI Bank, in the areas of Home loan/ Mortgages/ retail assets . Anand is an MBA from Savitribai Phule Pune University with basic educational background of commerce.