RAVI PANDEY

CHIEF BUSINESS OFFICER - MORTGAGES

Ravi Pandey is a financial services professional with over 23 years of experience across MSME, retail, and secured lending. Prior to joining Electronica Finance, he served as COO - Retail Business at IIFL Samasta Finance, where he played a key role in scaling the retail lending franchise and strengthening portfolio performance. He has also held leadership positions at Aye Finance and Vistaar Finance, contributing to business growth, distribution expansion, collections, and operational excellence. Over the course of his career, Ravi has worked with leading financial institutions including ICICI Bank, HDFC Bank, YES Bank, and Fullerton India. At Electronica Finance, he is responsible for driving business growth, portfolio quality, and scalable operating excellence.