SUBHASH SHETTY

Subhash Shetty serves as the Chief Risk Officer at Electronica Finance Limited, overseeing enterprise-wide risk management, portfolio hygiene, and credit governance. With over 24 years of distinguished experience in the Indian financial services sector, he specializes in building scalable, credit underwriting and risk mitigation architectures. Prior to EFL, he spent close to 8 years at Profectus Capital Private Limited, driving strategic risk initiatives & credit oversight as Head of Risk & Supply Chain Finance Credit and managing technology governance as Chief Information Security Officer. His earlier stints include working with Reliance Capital Ltd for 11 years and Standard Chartered Bank for 3.5 years.