Keeping Businesses Running: Why Working Capital Loans Help Businesses Survive
Every business, regardless of its size or industry, runs on a constant cycle of incoming and outgoing money. Suppliers expect timely payments against their invoices. Salaries must be paid. Inventory has to be replenished before the next order arrives. Yet payments from customers rarely...
Importance of Working Capital Loan for MSME in 2026
Key Takeaways — In 2026, the MSME sector is looking at record public capital expenditure and accelerated digital adoption. Despite policy initiatives such as the ₹10,000 crore SME Growth Fund and mandatory TReDS adoption to improve liquidity, many MSMEs continue to face tighter supply...
Optimising Cashflow for Small Business Growth: Working Capital Explained
Key Takeaways Running a small business is a balancing act. Sales may look healthy on paper, yet day-to-day operations still feel tight. Supplier invoices arrive before customer payments clear. Salaries, rent, utilities, and statutory payments do not wait for receivables to...
The Hidden Cost of Poor Working Capital Management — And How to Improve It
Working capital problems create cascading effects that quietly undermine business stability. When cash flow tightens, operational decisions become reactive rather than strategic. Understanding these hidden costs and implementing targeted improvements helps business owners maintain liquidity, preserve profitability, and support sustainable growth. What...
Working Capital Funding Gap: How to Calculate and Address It
If your business is profitable on paper but constantly short of cash, you might not be in the wrong. This happens often. Many Indian businesses, especially growing MSMEs, find themselves stuck in a cycle where sales are increasing, orders are...
From Payroll to Inventory: Top Uses of Working Capital Loans for Small Businesses
Key Takeaways From Payroll to Inventory: Top Uses of Working Capital Loans for Small Businesses For many small businesses, a working capital loan plays a critical role in managing everyday cash flow challenges. Delayed customer payments, unpaid invoices, seasonal sales...
How Fast Loan Approvals Can Save Your Business During Peak Season
Key Takeaways Timing is Critical: A loan’s value during peak demand often depends more on how fast it arrives than the final amount. The Fintech Advantage: Digital lenders (Fintech-led NBFCs) significantly speed up the approval process from weeks to days. Be Prepared: To secure the fastest approval, ensure your...
5 Signs Your Business Needs a Working Capital Loan — And How to Apply
Key takeaways: Working capital is a balance sheet measure. Adequate working capital is the fuel that keeps your business running smoothly. It’s the difference between your current assets and liabilities, and it ensures you have enough funds to cover business expenses like...
Facing Client Payment Delays? Here’s How a Working Capital Loan Supports Your Business
Running a business is rarely a straight road. Even when orders are strong and customers are reliable, the one hurdle that constantly strains entrepreneurs is delayed payments. Several standard payment terms dictate that a client may take 60 or even...
Pros and Cons of Working Capital Loans
Undercapitalisation is one of the biggest obstacles holding small businesses back from achieving their full potential. Many entrepreneurs have trouble accessing capital to either get their expansion venture off the ground or recover from a setback that can potentially shut...