Working Capital Funding Gap: How to Calculate and Address It
If your business is profitable on paper but constantly short of cash, you might not be in the wrong. This happens often. Many Indian businesses, especially growing MSMEs, find themselves stuck in a cycle where sales are increasing, orders are...
From Payroll to Inventory: Top Uses of Working Capital Loans for Small Businesses
Key Takeaways From Payroll to Inventory: Top Uses of Working Capital Loans for Small Businesses For many small businesses, a working capital loan plays a critical role in managing everyday cash flow challenges. Delayed customer payments, unpaid invoices, seasonal sales...
How Fast Loan Approvals Can Save Your Business During Peak Season
Key Takeaways Timing is Critical: A loan’s value during peak demand often depends more on how fast it arrives than the final amount. The Fintech Advantage: Digital lenders (Fintech-led NBFCs) significantly speed up the approval process from weeks to days. Be Prepared: To secure the fastest approval, ensure your...
5 Signs Your Business Needs a Working Capital Loan — And How to Apply
Key takeaways: Working capital is a balance sheet measure. Adequate working capital is the fuel that keeps your business running smoothly. It’s the difference between your current assets and liabilities, and it ensures you have enough funds to cover business expenses like...
Facing Client Payment Delays? Here’s How a Working Capital Loan Supports Your Business
Running a business is rarely a straight road. Even when orders are strong and customers are reliable, the one hurdle that constantly strains entrepreneurs is delayed payments. Several standard payment terms dictate that a client may take 60 or even...
Pros and Cons of Working Capital Loans
Undercapitalisation is one of the biggest obstacles holding small businesses back from achieving their full potential. Many entrepreneurs have trouble accessing capital to either get their expansion venture off the ground or recover from a setback that can potentially shut...
6 Things You Must Know About Working Capital Loans
Many businesses have a low revenue period that comes around every year. This could be either due to the changes in seasonal demands or weather. Businesses have to make a plan to help cover their day-to-day costs, pay the employees’...